Metal Roof Replacement in Georgetown, TX
We replace worn, damaged, and storm-hit roofs across Georgetown, including shingle-to-metal upgrades. A replacement takes most homes three to five days, runs about $20,000 to $52,000 depending on size and material, and often qualifies for insurance help if a storm caused the damage. Financing is available. Call (737) 320-3400 for a free inspection.
Do I need a replacement or just a repair?
Honestly, a lot of roofs we look at need a repair, not a replacement, and we'll tell you when that's the case. Replacement makes sense when the problem is the whole system rather than one spot:
| Sign | Why it points to replacement |
|---|---|
| Your roof is near the end of its life | Asphalt at 20+ years or a metal roof past 40 is usually better replaced than patched. |
| Widespread storm or hail damage | When damage spans the whole roof rather than one slope, replacement is often the insurance-approved path. |
| Leaks in multiple locations | One leak is a repair. Leaks showing up in different places usually signal a system at the end of its service life. |
| Failing decking or sagging | Soft spots or visible sagging mean water has been getting in for a while, so it needs the roof off to fix properly. |
| You are already re-roofing | If the roof has to come off anyway, upgrading to metal costs less than doing it as a separate project later. |
If it's a single leak or a handful of loose fasteners on a roof with life left in it, that's a repair. See our repair services.
What does the replacement process look like?
| Step | What happens |
|---|---|
| 1. Free inspection | We measure your roof, check the decking and ventilation, and confirm whether replacement is actually the right call. |
| 2. Written proposal | You get the system, panel gauge, underlayment, color, warranty terms, and price in writing, not a number scribbled on a card. |
| 3. Permits and scheduling | Permits are pulled, materials ordered, and a start date set. Most jobs begin within a few weeks of signing. |
| 4. Tear-off and deck repair | The old roof comes off and the decking underneath gets inspected. Any rot or damage is repaired before anything new goes down. |
| 5. Underlayment and metal | High-temp underlayment goes down, then panels, flashing, trim, ridge, and eave details per the manufacturer spec. |
| 6. Cleanup and final walkthrough | Magnetic sweep for nails and screws, debris hauled off, and a walkthrough so you can see the finished work. |
How old is the roof stock in Georgetown?
Older than most people assume, and concentrated. Sun City Texas opened in 1995 on 5,300 acres northwest of I-35 and now holds more than 7,500 homes, with build-out approved at roughly 10,550. The homes nearest the original Village Center date to the early 2000s. That puts the oldest Sun City roofs at 25 to 30 years old, which is past the point where an asphalt shingle roof is still doing its job and squarely into replacement territory.
The same is true across the older west side of town. Berry Creek and Serenada are established neighborhoods with mature trees and roofs to match. Newer stock at Wolf Ranch and Rancho Sienna has time left. Teravista, on the south side toward the Round Rock line, took 2.5 inch baseball-sized hail on 22 April 2025, so a good number of roofs there are already newer than the houses under them.
Is metal the right call if you are 55 or older?
This comes up constantly in Sun City, and it deserves a straight answer rather than a sales one.
The usual objection to metal is the payback period. A metal roof costs roughly two to three times an asphalt one and lasts 40 to 70 years, so the math is normally framed as recovering the difference over decades. If you are 68, that framing does not apply to you, and pretending it does would be insulting.
Here is the framing that actually fits. The relevant question is not payback, it is how many more times you want to deal with this. An asphalt roof put on today in Georgetown will likely need replacing again in 15 to 20 years, and given the April hail record, possibly sooner and possibly through an insurance claim you will have to fight for. A metal roof is a decision you make once. For a lot of homeowners that is worth more than the spreadsheet says, and it is a perfectly rational reason to spend the money.
The honest counterweight: if you expect to sell within a few years, you will not recover the full premium at closing, and a good impact-rated Class 4 shingle roof is a cheaper way to get the insurance discount. We will say so if that is your situation. Ask us about the numbers on the cost guide before you decide either way.
Should I upgrade from shingles to metal?
If you're replacing anyway, it's the natural moment to consider it. The tear-off, permits, and labor happen either way. The difference is the material and the crew's time. Going metal means you likely never do this again: 40 to 70 years instead of 20 to 25, a Class 4 hail rating that matters in Central Texas, a possible 15–40% insurance discount, and lower cooling bills.
It does cost more upfront, typically two to three times asphalt. Whether that math works depends mostly on how long you plan to stay. Past about ten years, metal usually comes out ahead. Compare the numbers in our cost guide.
Which metal system should I choose?
- Standing seam: longest life, no exposed fasteners, best for solar. The premium pick.
- Stone-coated steel: traditional shingle or tile look. Usually the answer when an HOA restricts metal's appearance.
- Metal shingles: a crisp, conventional roofline at a mid-range price.
- R-panel: the budget option, best suited to outbuildings and simple roofs.
Will insurance cover my replacement?
Often, if storm damage is the cause. In Texas you have two years from the storm date to file, and most policies carry a separate wind-and-hail deductible of about 1–2% of your home's insured value. We provide documented inspections for your insurer and can meet your adjuster on site, though no honest roofer can promise how a carrier will rule. See the full claim guide.
Replacement FAQs
How long does a metal roof replacement take?
Most residential replacements take three to five days. Complex roofs with multiple dormers, steep pitches, or significant decking repairs can run seven to ten days. Weather can push the schedule.
Do I have to remove my old shingles first?
We generally recommend a full tear-off. Some codes allow installing over one existing layer, but most manufacturers require a clean deck for warranty coverage, and tearing off lets us find and repair decking problems hiding underneath.
Will insurance pay to replace my roof with metal?
If storm damage triggered the claim, your policy generally covers replacing what you had. If you are upgrading from shingles to metal, insurance typically pays the cost to replace the shingles and you cover the upgrade difference. Your policy language controls.
See our hail and insurance guide →Can I stay in my home during the replacement?
Yes. It is noisy during working hours and you will want to move vehicles clear of the driveway, but there is no reason to leave. We keep the site clean and secure at the end of each day.
What happens if you find rotted decking?
We show you the damage, explain what it will take to fix, and price it before proceeding. Decking repair is the most common change order on a re-roof, and an honest contractor flags it rather than covering it up.
Ready for a straight answer on your roof?
Call for a free inspection. We'll take a look, tell you whether you need a repair or a replacement, and there's no pressure either way.
Call (737) 320-3400